Most community websites will not print an HOA figure. Hampton Lakes publishes one, so we can. This is the 2026 assessment, what it covers, when it is billed, and the one line that surprises buyers at the closing table.
Two figures, and they do not match. In November 2026 Lennar’s sales team quoted Hampton Lakes HOA dues of $249.40 a month and a CDD of $2,032.99 a year. The association’s published 2026 schedule, broken down below, works out to about $175 a month. We get the current amount from the HOA documents for your specific home before you sign.
The number
$523.91 per quarter — about $2,096 a year — for a standard Hampton Lakes home, and $493.91 per quarter (about $1,976 a year) for homes on the Rainbird irrigation system. Those are the 2026 assessments published by the Hampton Lakes HOA, unchanged from 2025, billed on 1 January, 1 April, 1 July and 1 October.
What it pays for
HOA management, private security patrols, maintenance of the communal facilities, legal costs, pest control in common areas, a trash-cart valet service, and landscaping throughout the community — grass cutting, fertilisation, tree trimming and community-wide irrigation. Homes on the Rainbird system pay for their own irrigation, which is why their rate is $30 a quarter lower.
The shared Town Hall campus — lagoon pool, fitness centre, courts, fields and trails — is maintained through community fees rather than club dues, so every resident has it. River Hall Country Club golf is separate and optional at Hampton Lakes; our membership guide covers that side.
The line that catches people out
On top of your first quarterly bill, a new owner pays the equivalent of one full year of assessments as an initial contribution when they buy — roughly $2,096 at the standard rate. It is a one-time capital contribution to the association, not a prepayment of your dues, and it is due at closing. Budget for it with your closing costs, not afterwards. If Lennar is offering closing-cost assistance on the home you are buying (it has offered up to $15,000 on qualifying available homes here), ask whether the contribution can be covered from it.
What the HOA bill is not
It is not the CDD. River Hall sits inside a Community Development District whose bonds funded the roads, drainage and utilities; the repayment is a non-ad-valorem assessment on the annual Lee County property tax bill, separate from HOA dues and not optional. The amount differs by phase and by lot, and the honest way to get it for a specific address is to look the parcel up on the Lee County Property Appraiser site, which our costs page walks through step by step. It is also not insurance, which in Southwest Florida needs a real quote for the specific address before you are under contract.
Putting it together
For a Hampton Lakes home at the standard rate, the HOA alone is about $175 a month. Add the CDD line from the parcel record, your insurance quote and property tax, and you have the number that actually decides affordability — which is rarely the base price. We run that figure for the specific home and homesite you are considering, with Lennar’s current price on it, before you make an offer. Call or text (239) 208-0906.
Questions people ask
How much are Hampton Lakes HOA fees?
$523.91 per quarter for 2026 at the standard rate, or $493.91 per quarter for homes on the Rainbird irrigation system, billed on 1 January, 1 April, 1 July and 1 October.
What is the Hampton Lakes initial contribution?
A one-time payment at closing equal to one full year of assessments — about $2,096 at the standard 2026 rate — paid by the new owner on top of the first quarterly bill.
Does the HOA fee include the CDD?
No. The CDD assessment is separate, appears on the Lee County property tax bill, and differs by phase and lot. Look it up by parcel rather than relying on a flat figure.
Are HOA dues paid through the mortgage?
Generally no — dues are paid to the association directly. A CDD assessment, because it sits on the tax bill, is often escrowed with the mortgage. Confirm both with your lender.
